The Society operates a Discretionary Fund to help members meet dental, optical and other medical expenses. Donors may also claim for educational expenses for the child when they take out a Second Step, Junior Gold Bond or Junior Saver Plan policy.

Policy holders become members of the Society and as such may claim up to £30 every year at the discretion of the Society after one year’s premiums have been paid into the plan. This additional benefit is completely free of charge, but the scheme may be changed or withdrawn at any time.